Car and bike insurance in Phuket is an important safety measure for both expats and tourists. Traffic on the island is its own reality – dense and often unpredictable, with sudden maneuvers from local drivers.
In Thailand, all vehicles are required to have compulsory third-party liability insurance (OSAGO), but it only covers basic risks. If your car or bike gets damaged, it won’t help. For full protection, it’s recommended to purchase voluntary comprehensive insurance (CASCO), which covers damage, theft, and third-party liability. This type of insurance is especially relevant if you live in Phuket on a permanent basis.
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Bike insurance deserves special attention, as bikes are the most popular means of transportation on the island and are most prone to accidents. It’s important to note that without an international driver’s license of category A, the insurance will not be valid.
A properly chosen insurance policy will give you confidence on Phuket’s roads and protect you from financial losses.