After changes in the banking system and restrictions on the use of Russian bank cards abroad, the issue of exchanging money in Thailand has become one of the key concerns for tourists, winter residents, and expats. This is especially relevant for Phuket, an island with a high concentration of Russian-speaking residents.
Today in Phuket, online services, Telegram bots, cash delivery by courier, and official exchange offices are widely used.
We have compiled five reliable exchange services tailored to a Russian-speaking audience. All of them allow you to:
- exchange non-cash rubles for cash Thai baht;
- exchange cryptocurrencies (USDT, BTC, and others) for cash baht;
- receive money at an office, via an ATM, or by courier;
- lock in the exchange rate in advance and avoid unpleasant surprises.
1. FastMoney (FMbest)
Website:
Telegram Bot:
FastMoney is one of the most popular exchange services among Russian speakers in Phuket. The company operates officially, holds a license from the Bank of Thailand, and is well adapted to local conditions.
What you can exchange
- non-cash rubles → cash Thai baht;
- cryptocurrency → cash Thai baht.
Ways to receive funds
- cash pickup at an office;
- courier delivery;
- meeting with a service representative at a convenient location;
- transfer to a Thai bank account.
Courier delivery
FastMoney offers cash delivery across the island. For exchange amounts of 30,000 baht or more, delivery is free. The terms are confirmed when submitting a request.
Offices in Phuket
The service has three physical offices: in Karon, Surin, and Rawai.
How the exchange works
- Follow a referral link to the website or launch the Telegram bot.
- Choose the exchange direction and amount.
- Lock in the exchange rate.
- Transfer the funds (rubles or cryptocurrency).
- Receive the cash — at an office or via courier.
Launch the bot at to learn more about current exchange rates.
2. EX24
Website:
EX24 is a large online service with wide geographic coverage that is actively used in Phuket as well. It is suitable for those who value automation and a variety of payout options.
What you can exchange
- non-cash rubles;
- other fiat currencies;
- cryptocurrency.
Ways to receive funds
- via ATM;
- at an office;
- courier delivery to your door;
- transfer to a Thai bank account.
Offices and delivery
In Phuket, EX24 has 11 offices located in major tourist areas, including Karon and Bang Tao. The full list of locations is available on the main page of the website .
Courier delivery is available throughout the entire island. The cost and delivery terms will be confirmed with the manager prior to order confirmation.
How the exchange works
- Follow the referral link.
- Create an exchange request.
- Confirm the exchange rate and payment details.
- Pay for the request.
- Receive the funds using the selected method.
To learn more, visit the website: .
3. Arbi.Exchange
Website:
Telegram Bot:
Arbi.Exchange is an official currency exchange service licensed by the Bank of the Kingdom of Thailand. It is suitable for both individuals and businesses.
What you can exchange
- non-cash rubles;
- cryptocurrency.
The minimum exchange amount is 1,000 baht; for legal entities, it starts from USD 20,000
Exchange methods
Via ATM:
- agreement on the exchange rate and bank;
- transfer of funds from a Russian account;
- cash withdrawal via QR code at KasikornBank, Bangkok Bank, SCB, or KTB ATMs.
At an office:
- agreement on exchange details;
- transfer of funds;
- cash pickup at the counter.
There are three offices: two in Karon and one in Bang Tao.
Via courier:
- agreement on the amount and delivery time;
- transfer of funds using the provided details;
- receipt of cash after payment confirmation.
Courier delivery is available for exchanges from 10,000 baht and is free for amounts from 30,000 baht.
Convenient: with Arbi.Exchange, you can also pay invoices, purchases, and restaurant bills.
How the exchange works
- Launch the Telegram bot via the referral link.
- Select the exchange direction.
- Lock in the exchange rate.
- Transfer the funds.
- Receive the money.
Launch the Arbi bot, and a manager will contact you to discuss the details:
4. Senate Exchange
Website:
Telegram Bot:
Senate Exchange is a service focused on an official and transparent approach to fund exchange.
What you can exchange
- rubles from Russian bank cards;
- cash rubles, US dollars, and euros;
- USDT and other digital currencies;
- non-cash rubles from individual entrepreneurs (IE) or limited liability companies (LLC).
Ways to receive funds
- via ATM using a QR code;
- courier delivery;
- at an office;
- transfer to a Thai bank account.
Offices in Phuket
Senate Exchange has offices in the Kata and Bang Tao areas.
How the exchange works
- Follow the referral link.
- Fill out an exchange request.
- Confirm the exchange rate.
- Transfer the funds.
- Receive cash or have the funds credited to an account.
Launch the bot and discuss the details:
5. Money Shop Phuket
Website:
Money Shop Phuket is a licensed network of exchange offices in Phuket. The service has a total of seven offices; addresses and geolocations are available on the official website .
What you can exchange
- non-cash rubles from Russian banks;
- funds from banks in Ukraine, Kazakhstan, Turkey, and Indonesia;
- cryptocurrency.
Ways to receive funds
- cash pickup at an office;
- courier delivery;
- withdrawal via ATM;
- transfer to a Thai bank account.
How the exchange works
- Follow the referral link.
- Choose the exchange direction and amount.
- Confirm the exchange rate.
- Transfer the funds.
- Receive the money in a convenient way.
Check the latest exchange rates on the website .
Safety when exchanging money in Phuket
Exchanging rubles or cryptocurrency for cash baht is common practice in Phuket, but it requires caution. Unfortunately, scams are fairly common in this area, and most problems arise from ignoring basic safety rules.
The exchange services listed above are verified and reliable — there are no issues with them. Nevertheless, a careful approach is always advisable:
- Use only trusted services with physical offices and customer support.
- Always lock in the exchange rate before transferring funds and clarify all fees.
- Never transfer money without a confirmed exchange request.
- When using courier delivery, clarify all details and count the cash on the spot.
- For large amounts, it’s better to split the exchange into several transactions.
- Avoid private “hand-to-hand” exchanges — they carry the highest risks.
- Keep all correspondence, confirmations, and receipts.
Offices are ideal for those who prefer personal interaction, courier delivery suits those who value comfort, while ATMs and bank transfers offer maximum flexibility. Choose the option that works best for you!
You may also find other sections useful that can make your stay in Phuket easier and more enjoyable:
