Are there any special requirements for medical insurance for tourists when engaging in extreme water sports?

Many basic insurance plans cover medical expenses, evacuation, and hospital treatment, but extreme water sports are often not included by default. If the policy does not include extreme sports, the insurance company may refuse to cover expenses for injuries sustained during active activities — even if the main plan was valid.

What to do if you plan to engage in extreme sports

● Choose a plan with coverage for active/extreme sports. This is additional coverage that includes various activities: jet skis, kayaking, diving, surfing, and so on. As a rule, such insurance costs more, but you should not neglect these options.

● Before purchasing insurance, always check the list of exclusions. If you are going to ride jet skis, go surfing, or participate in active tours — add “sports/activities coverage” or choose a policy with this inclusion.